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At least TOTP is just a long, random, server-assigned password, where you you don't type the whole thing into during login attempts.

You can write down the full TOTP secret, and make new 'TOTP keys' whenever you want. Suggested apps: Firefox Extension named "TOTP", and Android App named "Secur". You don't need the heavier apps that want you to create accounts with their company.

Using a TOTP key only provides a little more protection than any other complex password, since you're not typing in the whole thing during a login attempt.



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